Do you see what I see? Yes, food prepping, gift planning, money spending and decorating. I just LOVE Christmas. However, whilst there is so much excitement in the air, it can also be a rather overwhelming time when you are on a tight budget. However, it doesn’t have to be and here at TWiCE we have a few tips to ensure that you enjoy your family time together at Christmas, without the stress of money worries. Our aim is to help you understand how to manage your money, plan ahead and start using your money well so that you can make your money go further. Whether you are on a tight budget or have great margin at the end of your month, we can equip you to make the most of your hard earned cash.
Shop for reduced food
Although it is rather risky to leave your turkey, ham or beef to the last minute, most supermarkets shut a little earlier on Christmas Eve and if they don’t plan to open on Boxing Day, you can snap up some great bargains. Although the festive food will probably have the biggest reductions, all sorts of food should be available, as long as stock remains. Eat up what you have in the freezer and make some space for your bargains.
Take advantage of the sales
Buying some late presents in the sales is a no-brainer. For those you won’t actually see on Christmas day or Boxing Day, January sales mean you can get more for your money, as long as you have no problem shopping with crowds around you. You may even be able to pick up a few bargains to set aside for upcoming birthdays or next Christmas.
Look out for bargain baubles and lights
Although by now, your tree is up and looking glorious, if you would like to add a special decoration, there will be many bauble bargains to be picked up in the sales. While you are there, you may as well check out the lights or the lit-up decoration you have had your eye on which is now sitting at a fraction of the normal price. You can either put them up straight away or wait until next Christmas to showcase them.
Wrapping paper and cards
Most wrapping paper is reduced on Christmas Eve and you can get these for as little as 20p. If you haven’t already sent out your Christmas cards and plan on doing a walk around the neighbourhood spreading Christmas cheer, it’s a good time to grab some greatly reduced cards too. Your neighbours will love you and so will your pocket.
Christmas doesn’t have to be super expensive, plan ahead and be money wise and you can still have an amazing Christmas Day. Above all, don’t let lack of money steal your joy and enjoy your time with family and friends. If you would like more hints and tips, sign up for our Fortnightly Insights and Money Stories here.
Disclaimer: The above information does not replace financial advice. Please ensure you seek independent financial advice before making any decisions regarding your finances. We also recommend that you carry out your own research to ensure that this is right for your own unique circumstances. Please note that we sometimes link to other websites but we cannot be held responsible for their content.